At a Glance

GB Auto S.A.E.(AUTO.CA on the Egyptian Exchange) is a leading automotive company in theMiddle East and non-bank financial services provider in Egypt. Across six primarylines of business — Passenger Cars, Motorcycles & Three-Wheelers,Commercial Vehicles & Construction Equipment, Tires, After-Sales, and Iraqioperations — the company’s main business activities include assembly,manufacturing, sales and distribution, financing and after-sales services. GBAuto’s portfolio of brands includes Hyundai, Mazda, Chery, MG, Changan, Haval,Karry,  Bajaj, Marcopolo, Iveco, VolvoTruck and Volvo Bus, Volvo Construction Equipment, Mitsubishi Fuso, SDLG,Higer, shacman, Lassa, Yokohama, Westlake, Double Coin, Goodyear, Thunderer,Verde, Techking, Sun full and Gazpromneft. GB Auto has operations in Egypt andIraq. The Company’s NBFS’ segment branded GB Capital offers leasing, consumerfinance, microfinance, fleet quasi-operational leasing, factoring,securitization, mortgage finance, and insurance under the following brands - GBLease, Drive, MNT-Halan, Haram, Capital Securitization, Bedaya, and KAF. Thecompany is headquartered in Giza, Greater Cairo Area, Egypt.

Download Quarterly Investor Fact Sheet
29.7%

of 3Q22 Group Sales

Egypt Passenger Cars

  • Assembly and distribution of imported completely-knocked-down (CKD) kits with a production capacity of around 80,000 units per year 
  • Distribution of imported completely-built-up (CBU) vehicles 
  • Financing options provided through Drive
  • Brands: Hyundai, Mazda, Chery, Haval, and Changan
5.8%

of 3Q22 Group Sales

Egypt Motorcycles & Three-Wheelers

  • Assembly and distribution of motorcycles & three-wheelers and manufacturing of components at the Badr Facility
  • Financing options provided through Mashroey
  • Brands: Bajaj
4.1%

of 3Q22 Group Sales

Egypt Commercial Vehicles & Construction Equipment

  • Assembly and distribution of trucks
  • Bus-body manufacturing; distribution of buses
  • Manufacturing and distribution of superstructures and trailers
  • Distribution of earth-moving equipment, road machinery, and power generators
  • Brands: Mitsubishi, Volvo, Iveco, Fuso, YTO, Marcopolo, Monroe, Karry, SDLG, AKSA, Sinotruk
5.7%

of 3Q22 Group Sales

Egypt Tires

  • Distribution of passenger car, van, truck, construction equipment and bus tires
  • Brands: Yokohama, Lassa, Westlake, Double Coin, Verde, Goodyear, Pirelli and Doublestar, Techking, Verde
6.7%

of 3Q22 Group Sales

Egypt After-Sales

  • After-sales services and distribution of spare parts for passenger cars, motorcycles & three-wheelers, and commercial vehicles & construction equipment
  • The largest cross-country network of its kind
  • Constant and ongoing expansion of network and service center capacities
16.2%

of 3Q22 Group Sales

Regional

  • Distribution of imported completely-built-up (CBU) passenger car units in Iraq (MG) with after-sales services
  • Distribution of Bajaj motorcycles & three-wheelers in Iraq and after-sales services 
  • Market: Iraq
  • Brands: MG and Bajaj
28.6%

of 3Q22 Group Sales

Financing Businesses

  • GB Capital oversees the operations of the group’s five non-bank financial service providers, offering financing in all segments of the market 
  • GB Lease provides business-to-business financial leasing solutions to a wide range of companies, covering all asset classes
  • Drive offers factoring services, both business-to-business and business-to-consumer
  • GB Auto Rental offers car rental services on a quasi-operational lease basis to companies in the market
  • MNT-Halan is Egypt’s largest and fastest growing non-bank lender to the unbanked, digitizing traditional banking and cash-based markets through tech and data driven solutions.
  • Bedaya is mortgage finance venture offering long-term and competitive mortgages for new move-in homes
  • KAF is a life insurance company that was acquired along with EFG Hermes to capitalize on the growing demand for insurance offerings in Egypt
  • Companies: GB Lease, MNT-Halan,Drive, GB Auto Rental, Bedaya and KAF
  • Market: Egypt
4.7%

of 3Q21 Group Sales

Startups

  • Parts and lubricants business PAL distributes Gazprom Neft Lubricants in Egypt
  • The pre-owned vehicles division rolled out a Western-style pre-owned car operation under the brand name Fabrika
  • Retail division 360 operates after-sales and retail outlets, distributing tires, tire parts, batteries, parts and lubricants, and will also offer related services in various locations
  • El Mikaneeky: is a trusted professional car servicing company that provides affordable solutions to the entire car market
  • GB Ventures: is a focused entity that combines the automotive & financial know how of GB Auto with the aim of empowering Egyptian startups
  • Under the brand name TVD, the company distributes JMC-branded vehicles.
  • Companies: PAL, Fabrika, TVD, GB Logistics,360, El Mikaneeky and GB Ventures
  • Market: Egypt